A Short Summary of Our Approach
to Investment Planning and Implementation

We know that personal investment planning and implementation is something people like you can understand and manage with the right amount of individual guidance, patience and education. It doesn't have to be a mysterious and complex process in which you may feel like an outsider looking in. So unlike the typical stockbroker at a large national firm who may be responsible for more than 200 client portfolios, we purposely keep our stable of clients small so we have time to give you and your investment plan the right amount of personal attention. We're also passionate about teaching and sharing knowledge, so we won't be satisfied until you completely understand your investment plan and become a working partner with us as we move along the path to your financial future. There will be no more standing on the outside, looking in.

Charles Schwab
We're very proud to be an institutional client of Charles Schwab, so if you choose to work with us, that's where your assets will be kept and where we'll buy and sell your investments. With numerous custodial options on the market, we choose Charles Schwab because of the terrific support and research tools they offer institutional clients. Schwab's almost eight million clients worldwide and $722 billion in assets offer the kind of strength and track record we're looking for and you can be very comfortable with.

Our Process
Although it's described in more detail elsewhere on the site, our working process is a very straightforward one—in fact it's a three-step process. First, we'll get together and go over your current financial situation to determine your specific financial goals, both short- and long-term. Next, we do careful research on today's investment options and put together the investment plan that best fits your goals and comfort level. Finally, we'll implement and manage the plan with a very hands-on style. Our clients receive a monthly account statement but what they find most valuable are our special Quarterly Reports that clearly explain performance, asset allocation and compare our performance against a benchmark index (a blended index that offers a good comparison to your particular investment portfolio) so you'll always know how we're measuring up against the industry average.

So as we've said, please take some time and get to know us. We think transparency on our part equals honesty and that's especially important if you're going to trust us with any part of your financial future. We look forward to getting to know you and helping you to get where you want to go.