I founded J. Dyhr Capital in February 2002 to build a financial services firm dedicated to trusted personal relationships with each client. A part of the investment community since 1991, I spent seven years as a registered representative with The Legend Group of Palm Beach, Fla., before joining JNL Consulting Services as an associate asset manager in 1998.

A graduate of Westmont College (Santa Barbara, Calif.), I earned a Bachelor of Art degree in economics and business in 1980. I went on to earn a Master of Business Administration degree from California Lutheran University (Thousand Oaks, Calif.) in 1987.

I have a love for teaching, coaching and sharing knowledge with others. My teaching stints at both Santa Barbara City College and Westmont College were thoroughly enjoyable. In addition to time in the classroom, I've been coaching baseball at the college level for more than 25 years. I started as an assistant to Rusty Fairly at Santa Barbara City College in 1980. A few years later, I took the head coaching job at Westmont College and stayed there until 1996, when I became an assistant coach at the University of California at Santa Barbara.

For me, investment advising and coaching have gone hand in hand. Working with others toward a common goal, sharing ideas and making the right decision at the right time are important skills for both investing and coaching. Honing these skills in two different arenas has helped both my clients and the young athletes with whom I've had the pleasure to work.

Another labor of love has been the community work I've done serving on the boards of area youth leagues and directing youth baseball camps. Ursula LeGuin once said, "It is good to have an end to journey toward, but it is the journey that matters in the end." My journey so far has been a rewarding and fascinating one. I always look forward in anticipation of what tomorrow will bring for my clients and my student athletes.

Licenses Held by John D. Kirkgard, MBA

Investment Company/Variable Contract Products Representative (Series 6)
This exam is administered by the National Association of Securities Dealers. Successful completion of the Series 6, proves an individual has the qualifications needed to sell mutual funds and variable annuities.

Uniform Securities Agent State Law (Series 63)
An exam administered by the North American Securities Administrators Association. Successful completion of the Series 63 exam entitles an individual with the qualifications necessary to become a securities agent who solicits orders for any type of security in a particular state

General Securities Representative (Series 7)
This exam is administered by the National Association of Securities Dealers provides evidence that an individual has the qualifications necessary in order to make different types of trades with all types of corporate securities, except commodities and futures. It is also one of the steps necessary in order for a member firm associate to register with the NASD. The Series 7 exam must be passed in order to take many other principal exams offered by the NASD.

Uniform Investment Advisor Law (Series 65)
An exam administered by the North American Securities Administrators Association. Completion of the Series 65 Exam qualifies an investment professional to operate as an Investment Advisor Representative in certain states. The exam focuses on topic areas that are important for an investment advisor to know when providing investment advice. These areas include topics such as retirement planning, portfolio management strategies, and fiduciary obligations.

California Life Agent (Insurance)
A life agent is a person authorized by and on behalf of a life, disability, or life and disability insurer to transact life, disability or life and disability insurance.
CA Life Agent #0E69617

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